If you’ve read the last couple blog posts, you may be thinking, “If I make all these spending cuts, life’s gonna suck!” I’ve actually heard people say it, that living within your means is boring; they’d rather enjoy life now while they’re young, and worry about the debt later. Making the choice to live a lifestyle that’s in direct contradiction to probably 75% of your neighbors, friends, and family isn’t an easy choice. You’ll get comments like,

If you read part I of the series, congratulations! It was seriously long; longer than I was envisioning as I wrote it. Apparently, the ideas just kept flowing, and you readers out there got to enjoy the rambling magic spewing forth from my mind. I promise, this post will be significantly shorter.

                                       So what do you do now that you’ve:

• Made the cable company cry by outright canceling (my preference) or renegotiating your rates?
• Verified that your cell phone plan is appropriate for your needs, and switched as necessary?
• Put the stake in any annual / monthly subscriptions not crucial to your long term financial independence?
• Began building a little disposable income to start working with?
  

If you’ve read the About Me section, you’ll already have a small perspective of who I am, and what I want to do here.  This is a blog about MONEY and INVESTING. This is a blog about my family and I coming to terms with the idea that we didn’t want to work until we’re in our 60’s and too old to do anything fun. It is about setting retirement goals and being accountable to those goals, which I’ll share on this blog. I’m not one of those who has already achieved my goals of retiring at 30. I’m on this adventure now and I want to share it… if for no other reason than to motivate others so we can all be a happy investment family, and as family I hope you’ll call me out when I make a dumb decision.